AHMED MEMON, N.; MURTAZA SHAH, G.; TUNIO, G. Barriers toward Adoption of Mobile Payment in Pakistan. Annals of Human and Social Sciences, Gujranwala, Pakistan, v. 3, n. 2, p. 180–190, 2022. DOI: 10.35484/ahss.2022(3-II)17. Disponível em: https://ojs.ahss.org.pk/journal/article/view/45. Acesso em: 19 may. 2024.